FAQs

A person between the age range of 25-50 that is a salary earner in a structured organisation.

No collateral is needed.

A person between the age range of 25-50 that is a salary earner in a structured organisation that falls within our risk acceptance criteria.

You can access between N50,000 to N300,000

You can access our loan for a period of 6 months or less.

The borrower’s account will be credited within a maximum period of 24 hours after all the documents are submitted and the loan is approved.

No, We do not collect cash at the office.

No, we do not take cash deposits from our customers.

No, we credit your existing account as soon as the loan is approved.

No. However, you can apply for a top-up on your existing loan.

Yes, it is allowed.

Yes, this is possible or you can register for direct debit with Remita or NIBSS and your account will be automatically debited on your chosen payment date.

In the event that a borrower’s default, the guarantor will have to repay the outstanding principal and accrued interest.

No, we do not offer reduced interest rates.

Yes, it is possible.

Monthly repayments can be made before the due date.

Yes, it is possible to pay a bulk sum to clear the outstanding.

No, there is no penalty for pre-liquidation.